Fintech Hunting Podcast

Why Mortgage Technology Hasn’t Fixed the Cost to Originate

Name: Why Mortgage Technology Hasn’t Fixed the Cost to Originate
Uploaded: 2026-09-09T08:00:07+00:00
Channel: Michael Hammond
Description: The mortgage industry has spent decades investing in technology, automation, workflow systems, analytics, and now AI. Yet the cost to originate a mortgage remains stubbornly high. So at some point, we have to ask a harder question: What if the real problem isn’t the lack of technology, but the operating model itself? In this episode of the FinTech Hunting Podcast, I sit down with Melissa Langd

The mortgage industry has spent decades investing in technology, automation, workflow systems, analytics, and now AI. Yet the cost to originate a mortgage remains stubbornly high. So at some point, we have to ask a harder question: What if the real problem isn’t the lack of technology, but the operating model itself? In this episode of the FinTech Hunting Podcast, I sit down with Melissa Langd

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SpeakingKeynotes, panels and workshops for industry events.Press and mediaBio, headshot, topics and recent coverage for journalists.About MichaelThree decades of marketing leadership in mortgage and fintech.Marketing servicesStrategy, demand generation, content and brand work for financial brands.

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