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      <video:title>MBA Annual Highlight Video of four Powerful Interviews</video:title>
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      <video:title>MBA Annual 2026 LIVE Interview with idustry thought leaders, tech innovators, and leading lenders.</video:title>
      <video:description>You don&apos;t want to miss this interview with Eric Kujala of ICE Mortgage Technology</video:description>
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      <video:title>MBA Annual 2026 LIVE Interview with idustry thought leaders, tech innovators, and leading lenders.</video:title>
      <video:description>Don&apos;t miss this interview with Naren Krishna CEO of Balerion</video:description>
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      <video:description>Four trips to Home Depot, and the plumbing project STILL isn&apos;t finished. There&apos;s a lesson in there somewhere!

Happy Monday, everyone! I hope you had a great weekend.

Mine was a mixed bag. Some home projects with my wife, great meals with family, a tough loss for my team, an unexpected call from an old college roommate, and news about some difficult challenges facing people we care about.

It got</video:description>
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      <video:title>62 Conversations. One Question: Where Is Mortgage Really Headed?</video:title>
      <video:description>MBA Annual is almost here—and this year, we’re going bigger.

Yes, we’re heading to Chicago to talk about AI, technology, profitability, innovation, marketing, and where the mortgage industry is headed.

But more importantly, we’re going for the people.

In this special pre-MBA Annual episode of the FinTech Hunting Podcast, Michael Hammond sits down with his friend and media partner Dalila Ramos t</video:description>
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      <video:title>The standard you tolerate is the culture you create.</video:title>
      <video:description>The standard you tolerate is the culture you create.

I heard that recently, and it stuck with me.

After an incredible weekend with my family—my daughter home from Pittsburgh, helping my oldest daughter move, a trip to the cider mill, Michigan fall weather, church, football and a lot of time around the table together—I started thinking about how much the people around us shape our lives.

The sam</video:description>
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      <video:title>Mortgage AI Exposed: The 2 Out of 3 Opportunities Lenders Miss | Josh Friend</video:title>
      <video:description>Mortgage AI Exposed: The 2 Out of 3 Opportunities Lenders Miss | Josh Friend

DESCRIPTION:

What if mortgage lenders don’t need more leads?

What if the bigger problem is that they’re failing to convert the opportunities they already have?

In this episode of The FinTech Hunting Podcast, Michael Hammond sits down with Josh Friend, CEO and Founder of Insellerate, to separate AI hype from AI reality</video:description>
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      <video:description>The nature of work is changing. Are you?

I&apos;ve spent a lot of time lately teaching AI classes, speaking at industry events, and having conversations with people about where all of this is headed. And I&apos;ll tell you—I’m more excited about the possibilities of AI than ever.

But I&apos;ve also been wrestling with a question that I think we all need to consider: As AI gets better at doing the work, are we </video:description>
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      <video:title>Mortgage rates are rising but the opportunity in mortgage lending isn’t disappearing It’s moving.</video:title>
      <video:description>In this episode of the FinTech Hunting Podcast, Michael Hammond sits down with Eloise Schmitz, CEO of LoanNEX, to unpack what the latest shifts in DSCR, non-agency lending, investment-property loans, home equity and second liens are telling us about where the mortgage market may be heading next.

But the bigger story may be what lenders aren&apos;t seeing.

Eloise explains why product visibility matter</video:description>
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      <video:title>How AI is changing the nature of work</video:title>
      <video:description>What if the greatest return we get from AI isn’t productivity?

What if it’s time?

Good Monday morning, everyone. Michael Hammond here with your Monday Morning Fuel Up.

I had one of those weekends that reminded me what really matters.

I went to the game with my daughter. The game was fantastic, but years from now I probably won’t remember the score.

I’ll remember being there with her.

The con</video:description>
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      <video:title>AI Is Coming for Mortgage. But Are Lenders Automating the Wrong Things?</video:title>
      <video:description>Everyone in mortgage is talking about AI.

But what happens when you put powerful AI on top of a broken process?

You don’t necessarily create transformation.

You may just make the problem faster.

In this episode of the FinTech Hunting Podcast, Michael Hammond sits down with Ruth Lee and Eric Kujala of ICE Mortgage Technology for a candid conversation about artificial intelligence, automation, m</video:description>
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      <video:title>Why Mortgage Technology Hasn’t Fixed the Cost to Originate</video:title>
      <video:description>The mortgage industry has spent decades investing in technology, automation, workflow systems, analytics, and now AI.

Yet the cost to originate a mortgage remains stubbornly high.

So at some point, we have to ask a harder question:

What if the real problem isn’t the lack of technology, but the operating model itself?

In this episode of the FinTech Hunting Podcast, I sit down with Melissa Langd</video:description>
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      <video:title>Fewer Touches. Faster Underwriting. More Capacity. | Naren Krishna, Balerion AI</video:title>
      <video:description>Fewer Touches. Faster Underwriting. More Capacity. | Naren Krishna, Balerion AI

YouTube Description

What if lenders could identify issues before a loan ever reaches underwriting—and give underwriters more time to focus on the decisions that actually require their expertise?

That’s the opportunity Naren Krishna and the team at Balerion AI are bringing to the mortgage industry.

In this episode o</video:description>
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    <video:video>
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      <video:title>Who you are is more important than what you do.</video:title>
      <video:description>Who you are is more important than what you do.

That idea has been sitting with me all weekend.

I had a good weekend. I knocked out some things around the house, got ahead on work for NexLevel, spent quality time with family, broke some bread, went to Mass, and had a little space to listen, think, and reflect.

During the homily at Mass, the message centered around something most of us wrestle w</video:description>
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      <video:publication_date>2026-08-31T13:22:55+00:00</video:publication_date>
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      <video:title>You Bought the AI. So Where’s the ROI? | The Mortgage AI Adoption Problem</video:title>
      <video:description>You Bought the AI. So Where’s the ROI? | The Mortgage AI Adoption Problem

You bought the AI. You implemented the technology. So why isn’t the ROI showing up?

In this episode of **The FinTech Hunting Podcast**, Michael Hammond sits down with **Suha Beidas Zehl, CMB, CEO of Z Technologies**, for a candid conversation about one of the biggest challenges facing mortgage and financial services leader</video:description>
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